Nume Ekeghe

Stanbic IBTC is set to take its Nigeria 糖心视频 Summit nationwide, launching a regional tour across key commercial cities to strengthen engagement with small and medium-sized enterprises (SMEs) following the successful hosting of the summit’s Lagos edition.

The inaugural summit, held in Lagos, attracted nearly 2,000 physical attendees, delivering strong engagement and positive ratings among participants. The regional tour extends this momentum by taking the experience directly to business owners within their local markets. 

The bank in a statement noted: 鈥淭he Nigeria 糖心视频 Summit Regional Tour is designed to deliver targeted, on-ground engagement in major trading hubs, where SMEs can access tailored insights, advisory support, and networking opportunities.

鈥淭he tour will take place in the following cities: Wednesday, 01 July 2026 in Onitsha, Wednesday, 08 July 2026 in Aba, Wednesday, 15 July 2026 in Ibadan and Wednesday, 05 August 2026 in Kano. This phased rollout reflects Stanbic IBTC鈥檚 strategy to engage SMEs where they operate and trade, while addressing region-specific business challenges and opportunities.

鈥淓ach regional activation will deliver practical and actionable value for business owners through a structured programme. Sessions will include expert-led discussions on funding readiness, trade opportunities, and enterprise growth, alongside interactive masterclasses and panel conversations.

鈥淧articipants will also benefit from enterprise clinics, where Stanbic IBTC relationship managers and specialists will provide one-on-one advisory on access to finance, digital banking solutions, and business expansion strategies.鈥� 

Nigeria’s leading insurance company, AXA Mansard, has intensified its advocacy against child abuse and gender-based violence by mobilising more than 700 employee volunteers across Lagos, Abuja and Port Harcourt to raise awareness on the prevention, identification and reporting of domestic and sexual violence.

The initiative formed part of the 2026 AXA Week for Good, the company’s global employee volunteering programme under AXA Hearts in Action, through which employees across AXA markets devote their time, resources and expertise to social causes aimed at strengthening communities and improving lives.

This year’s campaign, themed “Being a Child Shouldn’t Be a Risk,” focused on addressing the vulnerability of children and women to violence, particularly in places where they should feel safest.

As part of the campaign, volunteers embarked on door-to-door engagements, sensitisation campaigns, educational conversations and advocacy activities designed to help communities recognise signs of abuse, understand the importance of speaking up and embrace collective responsibility in protecting vulnerable groups.

Speaking on the initiative, Chief Executive Officer of AXA Mansard Health, Tope Adeniyi, said the campaign reflects the company’s belief that responsible businesses must go beyond providing services to actively support the wellbeing of the communities in which they operate.

According to him, many children continue to live under the threat of violence, with numerous cases remaining hidden due to silence and stigma.

“AXA Week for Good is a global expression of who we are as a Group, but in Nigeria, it must also speak to the realities around us. As a company built around protection, we believe we have a responsibility not only to insure lives and livelihoods, but also to support conversations and actions that help make society safer, more informed and more humane,” he said.

Adeniyi noted that the scale of participation by employees demonstrated the company’s culture of compassion and social responsibility.

“What is especially meaningful is that our employees chose to show up in large numbers for this cause. That says something important about our culture. It says we are building an organisation where people care deeply, not only about performance, but also about impact,” he added.

Also speaking, Chief Marketing Officer of AXA Mansard, Adebola Surakat, said the campaign was designed to align AXA’s global purpose with the urgent need to tackle abuse and violence in Nigeria.

“At AXA, protection is not an abstract idea. It is about helping people live with greater dignity, confidence and safety. In Nigeria today, where abuse and violence continue to threaten the wellbeing and future of many children and women, this type of effort is very important,” she said.

Surakat explained that the 2026 campaign builds on the momentum of the company’s 2025 initiative, which was held under the theme, “Being a Girl Shouldn’t Be a Risk.”

“We are intentionally sustaining this conversation because social change requires consistency. We want people to see AXA Mansard not only as a company that provides insurance and healthcare access, but as an organisation that listens, understands the society around it and is willing to act where it can make a difference,” she said.

The week-long activities culminated in a commemorative walk across participating locations to amplify the message that ending abuse and violence requires vigilance, empathy and collective action from families, institutions, employers and communities.

According to the company, more than 90 per cent of AXA Mansard employees participated in volunteering initiatives in 2025, contributing over 3,000 volunteer hours to social causes.

The increased turnout this year, it said, further reinforces its belief that meaningful change begins when organisations empower their people to serve with purpose.

AXA Mansard added that its focus in Nigeria will continue to centre on initiatives that address pressing social challenges and deliver lasting value to communities.

Ebere Nwoji

emPLE, one of Nigeria鈥檚 fast -growing insurance companies, has partnered with Medplus Pharmacy Limited to provide free preventive and early-intervention healthcare services to local entrepreneurs at the Badagry International Market.

The underwriting firm said this underscores its commitment to empowering people beyond commercial solutions.

emPLE  General Insurance Managing Director/ CEO, Mr Olalekan Oyinlade, said the medical outreach, held on June 17, 2026, served about 100 local entrepreneurs in the Badagry community, providing free blood pressure checks, blood glucose tests, malaria tests, Hepatitis B screening, health consultations, and medication support.

According to him, the screening results showed that 25 percent of traders had malaria, 22 percent had high blood pressure, 15 percent had elevated blood glucose levels, and 4 percent had Hepatitis B.  He said early detection enabled timely intervention, counselling, referrals, and treatment support. 

Also speaking at the event, Managing Director/CEO of emPLE Life Assurance Limited, Jolaolu Fakoya,  said  findings from the outreach reinforce an important reality.

According to him, the reality is that while local entrepreneurs are focused on protecting and growing their businesses, there鈥檚 a subtle underestimation of the impact that unexpected health challenges can have on their livelihoods. 

A new digital platform, ogbeni.com, documenting the public service career of former Osun State Governor and former Minister of Interior, Ogbeni Rauf Aregbesola, has been launched to preserve governance records and serve as a resource for public policy research and leadership development.

Unveiled on Tuesday, the website serves as a repository of Aregbesola’s policies, reforms and administrative initiatives during his years in public office.

Announcing the launch on his official Facebook page, Aregbesola described ogbeni.com as a digital resource designed to preserve governance experiences and encourage leadership development.

“This website brings together the ideas, programmes and outcomes that shaped my years in office. It is built to serve as a clear, accessible record鈥攏ot only of what was done, but of why it was done and who it was meant to uplift,” he stated.

He added: “Leadership must be taught. Inspiration must be shared. Mass prosperity must remain our collective ambition. Impact must be documented with honesty and clarity.”

According to the promoters, the platform is intended to provide policymakers, researchers, students and public administrators with access to policy documents, speeches, governance initiatives and institutional reforms undertaken during Aregbesola’s years in public office.

The archive traces Aregbesola’s public service career from his emergence as Speaker of the Students’ Union Parliament at The Polytechnic, Ibadan, through his tenure as Commissioner for Works and Infrastructure in Lagos State, to his service as Governor of Osun State.

According to information published on the platform, his administration in Osun State between 2010 and 2018 implemented road infrastructure projects, constructed classrooms, supported micro, small and medium-sized enterprises (MSMEs), and introduced programmes such as the Osun Youth Empowerment Scheme (OYES) and the O-MEALS school feeding initiative.

The platform also references data from the National Bureau of Statistics (NBS) and the United Nations Development Programme (UNDP), which it says showed improvements in employment, poverty reduction and crime indicators during the period.

The digital archive further documents Aregbesola’s tenure as Minister of Interior between 2019 and 2023, highlighting reforms in the immigration and correctional services, including the digitalisation of passport application and issuance processes.

According to the promoters, the platform will make policy papers, speeches, administrative records and other public documents available to support research and policy analysis.

They added that the initiative is intended to preserve governance records and provide future leaders, researchers and policymakers with access to documented experiences in public administration.

Folalumi Alaran in Abuja

More than 200 women entrepreneurs from 11 Nigerian states have completed a procurement readiness programme designed to help women-owned businesses compete for institutional contracts, as organisations across Africa seek to broaden participation in formal supply chains.

The initiative, organised by eHealth Africa (eHA) in partnership with EHA Impact Ventures (EIV), trained 213 entrepreneurs through the Women Vendor Accelerator Programme, focusing on the skills and compliance requirements needed to access procurement opportunities within large organisations.

The programme comes as women-owned businesses across Africa continue to face barriers to winning institutional contracts, including limited understanding of procurement processes, weak professional networks and insufficient business development support.

Held on 17 June in a hybrid format, the training brought together participants from Kano, Abuja, Borno, Yobe, Kaduna, Katsina, Zamfara, Sokoto, Kebbi, Bauchi and Niger states. Sessions covered vendor registration, procurement procedures, ethical business practices, business formalisation and strategies for securing institutional contracts.

Participants also engaged directly with procurement professionals to gain practical insight into supplier expectations and application requirements.

Speaking at the event, eHealth Africa’s Director of Finance and Administration, Dr Ben Igbinosa, said the programme aimed to make procurement systems more accessible to women entrepreneurs.

“Empowering women entrepreneurs requires more than good intentions; it requires deliberate action, equitable access and intentional investment in their capacity to compete,” he said.

He added that the organisation intends to create more opportunities for women-owned businesses to participate in its procurement processes and supply chains.

For EHA Impact Ventures, the programme forms part of a broader strategy to strengthen women-led enterprises beyond traditional financing.

Senior Coordinator for Executive Project Support at EHA Impact Ventures, Ramatu Abdullah, said the initiative was intended to help businesses become competitive suppliers while expanding their access to mentorship, business networks, market opportunities and financing.

One of the beneficiaries, Sumayyah Muhammad, founder of Skin Whispers NG, said the training had given her a clearer understanding of how to position her business for larger contract opportunities.

The Women Vendor Accelerator Programme was launched following a directive by the EHA Group Board to expand opportunities for women-owned businesses within the organisation’s supplier network. Participants were introduced to procurement opportunities across eHealth Africa, EHA Clinics and EHA Impact Ventures.

Organisers said the training represents the first phase of the programme. Participants are expected to receive additional support in the coming months, including guidance on meeting procurement requirements, vendor matching opportunities and access to financing facilitated through EHA Impact Ventures.

eHealth Africa has operated across Africa for more than 15 years, supporting governments and development partners with digital health and data-driven programmes in 26 countries.

The Founder and Chief Executive Officer of Aruwa Capital Management, Mrs. Adesuwa Okunbo Rhodes, has underscored the importance of building a robust investment ecosystem for small and medium-sized enterprises (SMEs), describing it as essential to driving sustainable economic growth across Africa.

She said the continent’s long-term prosperity would depend on strengthening partnerships between visionary entrepreneurs, patient capital and strategic investors capable of supporting businesses through different stages of growth.

Speaking at the fourth Aruwa Capital Annual Investor Meeting held in Lagos, Okunbo Rhodes said the event was more than an annual gathering of stakeholders, noting that it reflected the ecosystem the firm has built with its investors, portfolio companies, Investment Committee, Advisory Board, strategic partners and employees.

According to her, SMEs remain at the centre of Africa’s economic transformation through job creation, innovation and the strengthening of local value chains.

She added that increased investment in women-led businesses presents a significant opportunity to accelerate inclusive economic growth while expanding employment opportunities across the continent.

Okunbo Rhodes said private capital extends beyond financing, stressing that sustainable investment requires long-term partnerships that enable entrepreneurs to build resilient and scalable businesses.

“As I looked across the room, I saw founders who have evolved into leaders of transformative businesses, demonstrating the impact of long-term support and collaboration,” she said.

The event also featured the third edition of the Aruwa Investor Meeting Awards, during which outstanding portfolio companies and business leaders were recognised for achievements in innovation, climate leadership, manufacturing, healthcare, financial inclusion, resilience, social impact and value chain development.

Okunbo Rhodes expressed appreciation to members of the firm’s Investment Committee, Advisory Board, investors and strategic partners for their continued confidence in Aruwa Capital’s vision.

She reaffirmed the firm’s commitment to supporting businesses capable of creating quality jobs, strengthening African industries and delivering long-term economic and social value.

The annual investor meeting and awards ceremony, held at The Wheatbaker Hotel in Ikoyi, Lagos, brought together investors, entrepreneurs, development partners and industry stakeholders to review the firm’s impact and explore opportunities for expanding investment in high-growth African enterprises.

The Sustainable Initiative for Nurturing Growth (SING) has said the recently concluded Ekiti State governorship election exposed significant gaps in the preparedness of both the electorate and the political class ahead of the 2027 general election, warning that the country cannot afford to approach the polls without deliberate investments in civic education, institutional reforms and political accountability.

In a statement issued on Monday, the Executive Director of SING, Ms. Mercy Ehi Idris-Etanami, said that although Nigeria’s electoral administration had recorded gradual improvements in recent years, the same could not be said of the civic and political readiness required to sustain a credible democratic process.

She observed that with less than a year to the 2027 general election, the country was yet to demonstrate the level of civic awareness, political discipline and institutional preparedness expected of an election of such national importance.

According to her, improvements in election logistics alone cannot replace the sustained effort required to prepare citizens and political actors for meaningful participation in the democratic process.

Idris-Etanami noted that while the Ekiti governorship election was conducted in a largely peaceful atmosphere, it exposed recurring operational and procedural shortcomings that should serve as lessons ahead of the 2027 polls.

She identified reported incidents of vote buying, intermittent malfunction of the Bimodal Voter Accreditation System (BVAS), inconsistencies in the number of political parties listed by the Independent National Electoral Commission (INEC) before the election and those that eventually appeared on ballot papers and result sheets, as well as allegations of compromised ballot materials in some polling units.

She said such administrative lapses should be addressed well ahead of the general election rather than becoming issues on election day.

“The task before us is not simply to conduct elections. It is to learn from every election we conduct,” she stated.

The organisation argued that the challenge of preparedness was evident on both sides of the electoral process.

According to SING, low civic awareness, inadequate voter education and weak political participation continue to undermine Nigeria’s democratic development, citing the reported voter turnout of about 37 per cent in the Ekiti election as a development that should concern all stakeholders.

The group also criticised the country’s political actors for relying more on vote inducement than issue-based campaigns, noting that political mobilisation had continued to take precedence over genuine voter engagement and policy-driven campaigns.

It described the trend as a growing threat to democratic legitimacy, warning that Nigeria risks further democratic erosion if urgent corrective measures are not taken before the 2027 general election.

Idris-Etanami stressed that electoral preparedness is a continuous process that should be built over time through sustained civic education, stronger institutions and political parties committed to deepening democracy rather than merely seeking political power.

She noted that while political parties had consistently demonstrated the capacity to mobilise supporters for rallies, congresses and primary elections, the same level of commitment had not been invested in voter education or improving electoral participation.

“If political parties can mobilise thousands of supporters for rallies, they equally have the capacity to invest in civic education. The real question is whether they have the political will to do so,” she said.

The organisation also expressed concern over the growing normalisation of vote buying, describing the practice as both a symptom and a consequence of weak democratic culture.

According to SING, elections determined by financial inducement rather than public trust weaken accountability, as politicians who purchase votes often view public office as an investment to be recovered instead of a mandate to serve.

The group therefore called for coordinated investments in civic education, grassroots political engagement and stronger electoral integrity measures ahead of the 2027 general election.

It maintained that preparations for the polls must begin immediately, stressing that credible elections remain essential to democratic stability, economic development and national security.

“The 2027 general election will not wait for Nigeria to become ready. The responsibility rests on government institutions, political parties, civil society organisations and citizens to bridge the gap between where we are today and the standards required for a credible democratic process,” the statement added.

The Progressive Young Lawyers Network (PYLN) has endorsed Mrs. Oyinkansola Badejo-Okusanya, SAN, as its preferred candidate for the presidency of the Nigerian Bar Association (NBA), citing her leadership credentials, commitment to the welfare of young lawyers and vision for the legal profession.

In a statement issued on Monday by its spokesperson, Mr. Uthman Isa Tochukwu, the group said the endorsement followed what it described as a comprehensive assessment of the candidates contesting the association’s forthcoming national election.

According to the group, Badejo-Okusanya distinguished herself through her professional accomplishments, institutional leadership and long-standing commitment to mentoring young legal practitioners.

The statement noted that as a Senior Advocate of Nigeria and Senior Partner at ALP NG & Co., Badejo-Okusanya has held several strategic leadership positions within the legal profession, including serving as a member of the Board of the Lagos Court of Arbitration and Chairperson of the Planning Committee for the 2024 Nigerian Bar Association Annual General Conference.

PYLN also commended her consistent engagement with young lawyers through various professional development initiatives.

The group cited her participation at the NBA Ikeja Branch Young Lawyers’ Forum Legal Summit held on May 22, 2026, the NBA Degema Branch Young Lawyers’ Forum Annual Symposium themed “The Legal Profession: Thriving Beyond Survival,” as well as the Lagos Hangout 2026, describing the engagements as evidence of her commitment to mentorship, innovation, ethical practice and leadership development.

The network further highlighted Badejo-Okusanya’s advocacy for gender inclusion, access to justice and justice sector reforms.

According to the statement, her active involvement in the International Federation of Women Lawyers (FIDA Nigeria) reflects her commitment to promoting women’s leadership within the legal profession and advancing technology-driven legal practice.

“At a time when the Nigerian Bar Association requires transformational leadership, institutional strength and a clear vision for the future, we are confident that Mrs. Oyinkansola Badejo-Okusanya possesses the experience, competence, courage and capacity to lead the Association into a new era of progress,” Tochukwu said.

The group called on legal practitioners across the country, particularly young lawyers, to support Badejo-Okusanya’s candidacy, describing her as a leader whose career reflects excellence, accessibility, innovation, integrity and an unwavering commitment to the advancement of the legal profession.

The endorsement is expected to add momentum to campaigns ahead of the forthcoming Nigerian Bar Association national elections.

Uthman Isa Tochukwu, Esq.
Abuja based Legal Practitioner and Spokesperson for the PYLN.

The Nigerian Content Development and Monitoring Board, NCDMB, in collaboration with Lobosway Global Resources, has commenced a 5-day training programme on Data Analytics and 糖心视频 Intelligence for 50 beneficiaries in Abuja, FCT.

The training officially began on June 29th, 2026 and will run through July 3rd, 2026 in Abuja.

The programme is part of the NCDMB’s Human Capacity Development initiative aimed at equipping Nigerians with high-demand digital skills to drive value retention in-country.

The course will focus on practical skills in data collection, visualization, Excel and Power BI, SQL fundamentals, and using data to support business decision-making.

The 50 selected beneficiaries drawn from Abuja and environs will undergo intensive classroom and lab sessions throughout the week.

Participants are expected to receive certificates of completion at the end of the programme.

The training is part of NCDMB’s commitment to building a skilled workforce that can compete in the digital economy and support the implementation of the Nigerian Oil and Gas Industry Content Development Act.

The Nigerian Content Development and Monitoring Board, NCDMB, has commenced a training programme for 50 youths in Fire Alarm and Access Control Technology in Ikeja, Lagos State.

The programme, being implemented in collaboration with BELLAZIR LIMITED, began on June 29th, 2026 and will run through July 10th, 2026 in Ikeja, Lagos.

The 2-week intensive training is designed to equip participants with practical and technical skills in the installation, configuration, testing, and maintenance of modern fire alarm systems and access control solutions.

The 50 selected youths from Lagos and environs are expected to receive certificates at the end of the training, positioning them for opportunities in facilities management, construction, and security technology firms.

ESV Francis Aziken,

For most people around the world, homeownership is achieved through mortgage financing. Families buy homes and spread payments over several years, making the dream of owning property both realistic and attainable. In Nigeria, however, the mortgage system remains one of the weakest links in the housing value chain, leaving millions of citizens locked out of homeownership.

Despite the country’s growing population and significant housing deficit, access to affordable mortgage financing remains extremely limited. The result is a real estate market where many aspiring homeowners are forced to rely on personal savings, cooperative contributions, or expensive short-term loans to build or purchase homes.

This model is neither sustainable nor inclusive.

The reality is that few Nigerians can afford to pay for a house outright. With rising inflation, stagnant incomes, and increasing construction costs, purchasing a home has become a daunting financial challenge. Yet mortgage financing, which should bridge this affordability gap, remains inaccessible to the majority of the population.

One major obstacle is the high cost of borrowing. Mortgage interest rates in Nigeria are often beyond the reach of average-income earners. When borrowers are required to repay loans at double-digit interest rates over relatively short periods, monthly repayments become unaffordable. As a result, many people who need mortgages the most are unable to qualify for them.

Another challenge is the structure of the financial system itself. Mortgages are long-term financial products, but many financial institutions rely heavily on short-term deposits. This mismatch limits their ability to offer affordable long-term housing loans. Consequently, the mortgage market remains underdeveloped compared to countries where homeownership is largely driven by accessible financing.

Documentation and regulatory bottlenecks also contribute to the problem. Obtaining land titles, governor’s consent, and other property-related approvals can be time-consuming and expensive. These challenges increase transaction costs and discourage both lenders and borrowers from participating in the mortgage market.

The consequences are visible across the country. Millions of Nigerians continue to live in rented accommodation for decades, while others embark on gradual building projects that can take years to complete. The dream of owning a home often becomes a lifelong struggle rather than a realistic financial goal.

Yet improving mortgage financing is not only about helping individuals acquire homes. It is also about stimulating economic growth. A vibrant mortgage market can unlock investment, create jobs, boost construction activities, and strengthen related industries such as cement, steel, manufacturing, and financial services.

Government interventions through housing finance institutions have helped to some extent, but much more needs to be done. Policymakers must focus on creating an environment that supports lower interest rates, simplifies land administration, and encourages greater private-sector participation in housing finance.

There is also a need to expand financial inclusion and develop innovative mortgage products tailored to Nigeria’s realities. Flexible repayment structures, affordable interest rates, and easier qualification processes can help bring millions of potential homeowners into the formal housing market.

Nigeria’s housing deficit cannot be solved through construction alone. Financing is just as important as building. Without a functional mortgage system, many newly constructed homes will remain beyond the reach of ordinary citizens.

If the country is serious about expanding homeownership and addressing its housing challenges, mortgage financing must move from the margins of policy discussions to the center of housing reform. Until then, the dream of owning a home will remain out of reach for millions of Nigerians.

Aziken, a versatile real estate professional is a member of the Nigerian Institution of Estate Surveyors and Valuers (NIESV).

ESV Francis Aziken,

The recent enforcement of ground rent payments in parts of Nigeria, particularly in the Federal Capital Territory (FCT), has reignited an important conversation about property ownership, government revenue, and investor confidence in the real estate sector.

Ground rent is not a new concept. Under Nigeria’s Land Use Act, land is held in trust by state governors on behalf of citizens, while individuals and organizations are granted rights of occupancy. In return, property owners are expected to pay annual ground rent as a condition for maintaining those rights. In principle, this arrangement is both legal and reasonable.

However, the controversy lies not in the existence of ground rent itself, but in how it is administered and enforced.

Many property owners argue that they are often unaware of outstanding obligations until enforcement actions are announced. In some cases, demands for years of accumulated payments suddenly emerge, accompanied by threats of penalties, revocation, or sealing of properties. This approach creates uncertainty and fuels public resistance.

For investors, predictability is one of the most important elements of a healthy real estate market. Whether an individual is building a home or a company is developing a housing estate, long-term investments require a stable regulatory environment. When property owners fear unexpected liabilities or abrupt enforcement measures, confidence in the market can be affected.

The issue is particularly sensitive given the economic realities facing many Nigerians. Inflation, rising construction costs, high mortgage rates, and declining purchasing power have already placed significant pressure on homeowners and developers. Additional financial obligations, especially when accumulated over several years, can become burdensome for both businesses and individuals.

Yet government concerns are equally valid.

Ground rent represents a legitimate source of internally generated revenue that can support infrastructure development and urban management. Roads, drainage systems, street lighting, waste management, and other public services require sustainable funding. Property owners who benefit from these services also have a responsibility to contribute to their maintenance through legally established charges.

The challenge, therefore, is not whether ground rent should be collected but how it should be collected.

Transparency must be at the center of any enforcement strategy. Property owners should have easy access to information regarding their obligations, payment history, and outstanding balances. Digital platforms can simplify compliance and eliminate disputes over records. Regular reminders, public awareness campaigns, and simplified payment systems would encourage voluntary compliance far more effectively than sudden enforcement exercises.

There is also a need for fairness. Governments should distinguish between deliberate defaulters and property owners who may have been unaware of their obligations due to administrative shortcomings. Flexible payment arrangements and reasonable grace periods can help improve compliance without creating unnecessary hardship.

Furthermore, revenue generated from ground rent should be visibly tied to infrastructure improvements. Citizens are more likely to support government charges when they can clearly see the benefits in their communities. Accountability builds trust, and trust improves compliance.

Nigeria’s real estate sector remains a critical driver of economic growth, investment, and employment. Policymakers must be careful not to adopt measures that unintentionally discourage investment in a sector already facing numerous challenges.

The ground rent debate offers an opportunity for reform rather than confrontation. By prioritizing transparency, fairness, and efficient administration, governments can improve revenue collection while preserving investor confidence and protecting property rights.

In the end, successful urban development depends on a partnership between government and property owners. Ground rent should serve as a tool for strengthening that partnership鈥攏ot weakening it.

Aziken, a versatile real estate professional is a member of the Nigerian Institution of Estate Surveyors and Valuers (NIESV)

ESV Francis Aziken,

Nigeria’s real estate sector is widely regarded as one of the economy’s most promising industries. With a growing population, rapid urbanization, and a housing deficit estimated in the millions, the demand for residential and commercial properties remains strong. Yet despite its enormous potential, the sector continues to face a major obstacle that receives far less attention than it deserves: multiple taxation.

For developers, investors, and property owners, taxation has become one of the most significant costs of doing business. From land acquisition to construction and eventual property ownership, various taxes, levies, charges, and fees are imposed by federal, state, and local government authorities. While taxation is necessary for government revenue generation, the current structure often appears excessive, fragmented, and counterproductive.

A typical real estate developer must contend with land registration fees, consent fees, capital gains tax, stamp duties, development levies, infrastructure charges, building permit fees, tenement rates, and other statutory payments. In some cases, different agencies demand payments for similar services, creating confusion and increasing project costs.

The consequence is predictable: developers simply pass these costs on to homebuyers and tenants. This contributes to the rising cost of housing across major cities such as Lagos, Abuja, and Port Harcourt. At a time when millions of Nigerians already struggle to afford decent accommodation, excessive taxation is making home ownership even more difficult.

The impact extends beyond housing affordability. High tax burdens discourage investment in the sector. Real estate projects typically require significant capital and long-term planning. Investors are naturally attracted to environments where regulations are clear, predictable, and supportive of growth. When taxation becomes excessive or unpredictable, it reduces profit margins and increases investment risks.

This challenge is particularly concerning given Nigeria’s enormous housing deficit. The country needs massive private-sector participation to bridge the gap. Government alone cannot provide the housing required for a rapidly expanding population. Policies should therefore encourage developers to build more homes, not create additional financial barriers that slow construction activities.

There is also the issue of informal taxation. In many communities, developers are compelled to pay various unofficial levies imposed by local groups, associations, or community representatives before projects can proceed. While these charges may not appear in official tax documents, they add to the overall cost of development and further complicate the business environment.

To be clear, the solution is not to eliminate taxes. Governments need revenue to provide roads, drainage systems, security, and other infrastructure that support real estate development. However, there is a strong case for tax reform that promotes efficiency rather than duplication.

A harmonized taxation framework would help eliminate overlapping charges and create greater transparency. Regulatory agencies should coordinate more effectively to ensure that developers are not subjected to multiple payments for similar obligations. Simplifying the tax process would not only improve compliance but also attract more investment into the sector.

In addition, governments should consider targeted tax incentives for affordable housing projects. Developers who focus on low- and middle-income housing could benefit from reduced fees, tax credits, or other incentives that make such projects financially viable. This would help address housing shortages while stimulating economic activity.

Real estate remains a critical driver of employment, investment, and urban development. Every new housing project creates opportunities for architects, engineers, artisans, suppliers, and numerous other professionals. When the sector thrives, the broader economy benefits.

If Nigeria is serious about expanding access to housing and attracting long-term investment, policymakers must address the burden of multiple taxation. A fair, transparent, and growth-oriented tax system will do more than increase compliance; it will unlock the full potential of one of the country’s most important economic sectors.

Aziken, a versatile real estate professional is a member of the Nigerian Institution of Estate Surveyors and Valuers (NIESV).

Slot gaming has come a long way from the mechanical fruit machines of decades past. What began as simple lever pulled devices with spinning metal reels has evolved into one of the most technologically advanced forms of digital entertainment. Today鈥檚 slot games are immersive, cinematic, interactive, and powered by sophisticated systems that make the experience smoother, smarter, and more exciting than ever.

Technology hasn鈥檛 just improved slot games it has completely reinvented them. Here鈥檚 a deep dive into the biggest ways tech has reshaped the slot gaming鈥� world like .

From Mechanical Reels to Digital Masterpieces

The most obvious transformation is visual. Early slot machines relied on physical reels and simple symbols. Today, digital slot games use:

• High definition graphics
• 3D animations
• Cinematic intros and cutscenes
• Themed soundtracks
• Character driven storylines

This shift has turned slots into miniature entertainment experiences. Whether you鈥檙e exploring ancient temples, diving into underwater worlds, or joining a fantasy quest, modern slots feel more like video games than traditional gambling machines.

Mobile Gaming Has Made Slots More Accessible Than Ever

Smartphones have revolutionised the way people play slots. Instead of visiting a casino or sitting at a desktop computer, players can now spin the reels anywhere on the sofa, on a commute, or during a quick break.

Mobile first design has introduced:

• Touch friendly controls
• Portrait mode gameplay
• Lightweight apps
• Faster loading times
• Seamless cross device play

This accessibility has expanded the slot gaming audience dramatically. For many players, mobile is now the primary way they enjoy slots.

聽RNG Technology Ensures Fairness and Transparency

Behind every spin is a Random Number Generator (RNG) a piece of software that ensures each result is completely random and independent. This technology is the backbone of modern slot gaming.

RNGs guarantee:

• Fair outcomes
• Unpredictable results
• No patterns or 鈥渉ot鈥� cycles
• Equal chances for every player

This level of fairness simply wasn鈥檛 possible with older mechanical machines. Today, RNG technology is independently tested and certified, giving players confidence in the integrity of the games.

Live鈥慡lot Streaming and Interactive Features

Live dealer games transformed table gaming, and now similar innovations are reaching the slot world. Some platforms offer:

• Live hosted bonus rounds
• Real鈥憈ime multiplayer slot tournaments
• Community based features
• Interactive overlays and chat functions

These additions make slot gaming feel more social and dynamic. Instead of playing alone, players can join shared experiences, compete with others, or enjoy live hosted entertainment.

AI and Machine Learning Personalise the Experience

Artificial intelligence has quietly become one of the most influential technologies in slot gaming. It helps platforms tailor the experience to each player鈥檚 preferences.

AI is used to:

• Recommend games based on past play
• Personalise promotions
• Optimise game lobbies
• Improve customer support
• Enhance responsible gaming tools

This personalisation makes the experience feel more intuitive and engaging. Instead of scrolling through hundreds of games, players see options that match their tastes.

More Complex and Creative Bonus Features

Technology has allowed developers to design bonus rounds that go far beyond simple free spins. Modern slots now include:

• Multi鈥憇tage bonus games
• Interactive pick and win features
• Cascading reels
• Expanding wilds
• Megaways mechanics
• Cluster pay systems

These innovations add depth and variety, turning each game into a unique experience. Bonus rounds have become mini鈥慻ames within the game, often with their own rules, animations, and rewards.

Cloud Infrastructure Improves Speed and Stability

Cloud technology has transformed the performance of online slot platforms. Instead of relying on local hardware, games now run on powerful remote servers.

This means:

• Faster load times
• Fewer crashes
• Smooth performance during peak hours
• Instant updates and patches

Players enjoy a more reliable experience, and developers can roll out new features quickly and efficiently.

Enhanced Security and Player Protection

Technology has also strengthened safety and security across the slot gaming world. Modern platforms use:

• Encryption to protect data
• Secure payment gateways
• Multi鈥慺actor authentication
• Fraud detection systems
• Responsible gaming tools

These advancements help create a safer environment where players can enjoy the experience with peace of mind.

The Rise of VR and AR Slots

Virtual reality and augmented reality are still emerging, but they鈥檙e already making waves in the slot gaming world. VR slots allow players to:

• Walk through virtual casinos
• Interact with 3D slot machines
• Experience immersive bonus rounds

AR adds digital elements to the real world, creating hybrid experiences that blend physical and virtual play. As these technologies mature, they鈥檙e likely to become a major part of the future of slot gaming.

A Future Powered by Innovation

Technology hasn鈥檛 just improved slot gaming it has reinvented it. From mobile play and cinematic graphics to AI powered personalisation and VR experiences, the industry continues to evolve at a rapid pace. The result is a richer, more immersive, and more accessible world of entertainment.

As new technologies emerge, the slot gaming experience will only continue to grow more interactive, more creative, and more exciting. The future of slots is bright, bold, and powered by innovation.

Nigeria’s cryptocurrency market is undergoing a significant shift as users increasingly prioritise transparency, regulatory compliance and accountability over the anonymity that once defined much of the industry’s appeal.

In the early years of cryptocurrency adoption, anonymous transactions and minimal disclosure were widely regarded as advantages, offering users an alternative to traditional financial systems. However, as digital assets have become more mainstream and billions of dollars now flow through the ecosystem, market expectations have evolved.

Today, users are placing greater emphasis on the credibility of the organisations behind crypto platforms, making identifiable leadership, operational transparency and regulatory compliance increasingly important factors in deciding where to transact.

Industry observers note that Nigeria’s experience with failed crypto platforms, frozen withdrawals and inaccessible customer funds has heightened public awareness of the risks associated with businesses that operate without clear ownership or accountability structures.

The result is a gradual shift in consumer behaviour. Rather than relying solely on attractive exchange rates or user-friendly interfaces, many Nigerians now seek platforms with visible management teams, established compliance processes and demonstrable commitment to customer protection.

The evolving regulatory environment is reinforcing that trend. As the Securities and Exchange Commission (SEC) continues to develop its framework for digital asset operators, transparency is becoming an increasingly important requirement for market participants seeking to build long-term credibility.

Commenting on the development, the Founder and Chief Executive Officer of Monica.Cash, Mr. Mbah Casmir, said the industry had reached a point where sustainable growth would depend on trust rather than anonymity.

According to him, platforms that openly identify their leadership, maintain strong governance structures and demonstrate accountability are better positioned to earn lasting customer confidence.

He argued that transparency has become more than a regulatory obligation, describing it as a competitive advantage in a market where users are becoming more discerning.

The Chief Operating Officer of Monica.Cash, Ms. Chinazam Umezinwa, also stressed the importance of operational transparency, noting that users increasingly expect clear communication, reliable transaction processing and efficient dispute resolution.

She said customer confidence is built not only through technology but also through the consistency and accountability with which platforms deliver their services.

Analysts believe the transition could reshape competition within Nigeria’s digital asset ecosystem. While anonymous operators have historically competed primarily on exchange rates and short-term incentives, regulated and accountable platforms are increasingly differentiating themselves through governance, reputation and consumer protection.

Industry stakeholders argue that this shift will strengthen the resilience of the market by encouraging higher operational standards and greater public trust, particularly as regulatory oversight expands.

For platforms such as Monica.Cash, the emphasis on identifiable leadership, compliance and transparent operations reflects a broader recognition that trust has become one of the most valuable assets in Nigeria’s evolving digital finance landscape.

As the cryptocurrency sector continues to mature, experts believe the era in which anonymity alone could inspire user confidence is gradually coming to an end, giving way to a market where transparency, accountability and regulatory compliance are expected to define long-term success.

By Monica.Cash | Barr. Prince Kalu, Chief Commercial Officer

The Advocate

By Onikepo Braithwaite

Onikepo.braithwaite@thisdaylive.com

Definition of Federalism 

On the face of it, it appears that Nigeria is operating a Federal State/Federalism. Federalism is a system of government where power isn鈥檛 concentrated solely at the centre, that is, in the hands of a National/Federal Government, but shared between the National and Sub-National Governments, which in Nigeria, is the Federal, State and Local Governments. In AGF v AG Lagos (2013) LPELR-20974(SC) per Aloma Mariam Mukhtar, JSC (later CJN) the Supreme Court held thus: 鈥淭he purport of Federalism is succinctly put by the former constitutional Lawyer and scholar, Professor Ben Nwabueze, in his book ‘Federalism in Nigeria Under the Presidential Constitution’ thus:- 鈥淔ederalism is an arrangement whereby powers of Government within a country are shared between a national, country-wide Government and a number of regionalised (i.e. territorially localised) Governments, in such a way that each exists as a Government separately and independently from others operating directly on persons and property within its territorial area, with a will of its own and its own apparatus for the conduct of its affairs. Federalism is thus, essentially an arrangement between Governments, a constitutional device by which powers within a country are shared among two tiers of Government鈥�.

Appearances of Federalism in Nigeria 

Some of the elements of Federalism are present here – Nigeria is known as the Federal Republic of Nigeria; she has a written constitution that is supreme – see Section 1(1) & (3) of the 1999 Constitution of the Federal Republic of Nigeria (as amended)(the Constitution) and AG Lagos v AGF & Ors (2003) LPELR-620(SC) per Umaru Atu Kalgo, JSC, where the Supreme Court stated thus: 鈥淣igeria is no doubt a Federal Republic with a Federal Constitution鈥�.鈥�. Powers appear to be distributed, whether between the Legislature, Executive and Judiciary (Federal and State) (see Section 4-6 of the Constitution) or between the Federal, State and Local Government (see Sections 5 & 7 of the Constitution); and there is the supremacy of Acts of the National Assembly (NASS) over State laws. Nigeria has a Bicameral Legislature – the House of Representatives representing the population, the Senate representing the States equally. There鈥檚 also the rigidity of the process of amendment of the Constitution, requiring the input of the State Houses of Assembly, that is, most of the nation (see Section 9 of the Constitution). 

Nigerian Reality: Quasi-Federalism/Centra-lisation/Unitary System 

1)Bloated Exclusive Legislative List

In reality, Nigeria operates at best, quasi-Federalism or some even argue, a Unitary system of governance, because hitherto, some key elements of Federalism glaringly missing from the structure, make it impossible to call it Federalism. Power is centralised in the Federal Government, with a bloated Exclusive Legislative list, not even Concurrent or the Residual Legislative List, which should be the case if true Federalism is being practised – that is, most things would be in the hands of the State and Local Government, with only items such as defence, currency, immigration, foreign affairs, perhaps some health and education, being in the hands of the Federal Government. The federating units – the States, would be the owners of all the resources within their own territories, as opposed to the strange arrangement that obtains where Section 1 of the Land Use Act 1978 (LUA) vests all land (albeit only the surface of the land) within the States in the Governors to hold in trust for the people, while Section 44(3) of the Constitution puts all the minerals underneath the land or therein, in the hands of the Federal Government. 

2)Lack of Fiscal Autonomy 

In short, Federalism envisages fiscal autonomy for the federating units, a situation in which the States have an independent source of revenue generation stemming from the control/management of their own resources, and from there, making contributions to the Centre, and not the opposite which currently obtains, where the Federal Government controls all the sources of revenue generation in all the States, and rather inefficiently too, while giving the States percentages from their own resources, and making them dependent on the Centre for monthly allocations. In AG Lagos v AGF & Ors (Supra) the Supreme Court stated thus: 鈥淣igeria is鈥 Federal Republic with a Federal Constitution, in which the Legislative powers of the Federal Government through the National Assembly, and the legislative powers of the State Governments through the State Assemblies, were clearly defined. These consist of the Exclusive Legislative list on which only the National Assembly can legislate; the Concurrent Legislative List which is shared between the National Assembly and the State Assemblies, and the remaining which is called the Residual list not included in the Exclusive or Concurrent List, which only the State Assemblies can legislate on鈥�. In AG Lagos v AGF & Ors (2024) LPELR-80160(SC) per Mohammed Lawal Garba, JSC, the Supreme Court held thus: 鈥淚n the case of Attorney-General, Abia State v Attorney-General of the Federation (2006) All FWLR (Pt. 338) 604 at 674-675, Niki Tobi, JSC鈥�said:- “The Constitution of the Federal Republic of Nigeria, 1999, like most Constitutions, does not provide for a residual list鈥�..Etymologically, residual merely means that which remains. In legislative or parliamentary language, residual matters are those that are neither in the Exclusive or Concurrent Legislative Lists; that is what remains, or is not covered by the Exclusive and Concurrent Legislative Lists鈥�.

The fact that Nigerian States don鈥檛 enjoy any meaningful fiscal autonomy, depending largely on monthly Federal allocations, and many of their resources have been left to lie fallow and dormant, has given a foothold to local and foreign illegal miners/prospectors to plunder these resources for their own benefit, such as some Chinese who were arrested in Kwara State for illegal mining running through all the local governments of the State, charged to court and convicted for their unlawful activities, Of course, some argue that it may be better to put the mineral resources of Nigeria in one questionable Federal Government, than in the hands of many State Governments, of whom concerns have been raised about capacity and accountability. 

For example, there is a former Governor of one of the Northern States, who is reported to have become fabulously wealthy from illegal gold mining done for his own personal benefit instead of that of the State, leaving his people to suffer in penury, illiteracy and insecurity. Furthermore, if you compare the areas where there are the most violent attacks, displacing residents who have fled to IDP camps for refuge, one will discover that they may very well be the areas most richly endowed with gold and rare earth minerals. This issue however, is a story for another day.

3)Neutrality of the Judiciary 

Additionally, a neutral Judiciary is another element of Federalism; but, quite regularly, the independence of the Nigerian Judiciary is called into question, whether at the Federal or State level. A recent case in view is that of the political parties鈥� deregistration case, in which Justice Lifu of theFederal High Court, Abuja, disobeyed the order of the Court of Appeal staying proceedings in the case pending the determination of an appeal in the matter scheduled for October 2026, and still went ahead to purport to deregister the parties, as if playing a script of those seeking to muster all opposition. 

Again, Justice Isha Dashen of the Federal High Court, Lokoja, who had given judgement compelling INEC to register another opposition party, NDC, set aside the judgement on the application of an allegedly unregistered political party that claimed that their logo was being used. while they weren鈥檛 joined in the initial suit. It is trite law that when a court delivers a ruling or judgement, it becomes functus officio on that application or in that case, that is, generally it lacks the power to revisit that ruling or judgement, and the only option left for parties is to appeal the decision. However, in Refuge Home Savings & Loans Ltd v Garkuwa & Ors (2023) LPELR-59982 (SC) per Adamu Jauro, JSC, the Supreme Court stated circumstances in which a court can set aside its judgement/decision/order thus: 鈥淭he power to do so may be conferred by Statute or Rules of Court, or may be exercised by the Court under its inherent jurisdiction. This power or jurisdiction may be exercised, where for instance, the judgement, ruling, order or decision sought to be set aside is null and void ab initio, or there was a fundamental defect in the proceedings which vitiates and renders the same incompetent and invalid鈥�. The question is whether the party is unregistered, and if so, whether it can be entertained; and whether either of the two aforementioned conditions was present in the NDC case, necessitating the setting aside of the initial order. If not, a Judge blatantly abusing court process, would certainly raise questions about judicial neutrality, the lack of which undermines the rule of law, a strong pillar on which Federalism rests upon.

State Police Executive Bill 2026

To accommodate State Police, by virtue of Section 9(1) & (2) of the Constitution, Section 214 of the Constitution which provides for only one Nigeria Police Force (NPF), can be amended by two-thirds majority of the Senate and House, approved by resolutions at least 24 State Houses of Assembly, before going for Presidential assent.

The hitherto centralised Nigerian policing architecture established by Section 214, has been another factor evincing the fact that Nigeria isn鈥檛 really practising Federalism in the true sense of the word. While issues such as those arising from the creation of non-viable units (States) heavily dependent on the Federal Government for funding thereby weakening Nigeria鈥檚 Federalism, resource control and devolution of powers from the Exclusive Legislative List are yet to be addressed, one area where decentralisation has finally gained legislative traction, is policing. 

The detailed Constitution of the Federal Republic of Nigeria, 1999 (Sixth Alteration) Bill, 2026 (SB. 1055) aka State Police Executive Bill 2026 (SPEB) has cleared NASS, and is awaiting approval by at least 24 State Houses of Assembly under Section 9(2) of the Constitution. The SPEB seeks to restructure Nigeria鈥檚 unitary policing architecture, starting from the amendment of Section 214 of the Constitution to create a dual Police system, Federal Police Service (FPS) and State Police Services (SPS).

The SPEB clearly divides the functions of the FPS and SPS. The FPS is responsible for FCT policing, enforcement of Federal laws, protection of Federal institutions/assets, and handling of inter-State, organised crime, terrorism, cybercrime, arms trafficking, border security, and other national-security matters. The duties of the SPS include enforcement of State laws, maintenance of public safety and order, prevention/detection of local offences, and protection of life and property within the State. The SPS assumes traditional internal security and local law enforcement duties set out in Section 4 (a)-(c) of the Police Act 2020,  previously carried out by the old NPF.

The SPEB provides for procedural safeguards where no State can begin operational policing by its SPS, until such SPS has been certified to have met the minimum standards set by an Act of NASS. And, until a State meets these requirements, the FPS continues to play the policing role there. 

The SPEB doesn鈥檛 appear to alter the internal organisational structure of the FPS; however, the highest rank of a Police Officer in the SPS, will be the Commissioner of Police of the State (see the new Section 215(4) of the Constitution). The State Police Commission is to appoint, promote, transfer, dismiss and exercise disciplinary control over persons holding offices in the SPS, other than the office of Commissioner of Police of the State, who is recommended by the National Police Council (NPC) to the State Governor for appointment subject to confirmation of the State House of Assembly. The process of appointment of the SPS State Commissioner, while it raises questions about the extent of State security autonomy, appears to be designed to act as a moderating national filter that provides some national oversight and standards, to prevent Gubernatorial capture of the SPS, as the NPC is to include all State Attorneys-General, Zonal Retired Commissioners and Civil Society Representatives. 

The SPS is expected to be primarily funded by respective State resources, but the SPEB allows the Federal Government to provide grants and financial assistance to support the SPS.

Conclusion 

The passage of the SPEB, marks a significant constitutional advance in decentralising security. Yet, true Federalism demands more than Police reform. It requires fiscal autonomy, resource control, and genuine devolution of powers. Until these deeper structural issues are addressed and State institutions demonstrate the capacity and will to govern responsibly, Nigeria will remain a quasi-Federal State in practice. 

State Police is a necessary step, but it is not a magic-wand cure for insecurity that has lasted for decades. Its effectiveness will ultimately be determined by implementation, funding, oversight, and political restraint at both Federal and State levels. 

SPEB is a welcome beginning, in the security sector. Whether it becomes a model for deeper Federal restructuring or merely another half-measure, will depend on how the implementing legislation is crafted and, more importantly, on whether political actors at both Federal and State levels, are prepared to relinquish control in pursuit of a more balanced Federation. 

Emmanuel Addeh in Abuja 

Secretary General of the Gas Exporting Countries Forum (GECF), Nigeria’s Philip Mshelbila, has predicted that global natural gas markets were on track to stabilise during the third quarter of this year with 鈥宼he reopening of the Strait of Hormuz following the ceasefire between the US and Iran.

Mshelbila, who spoke at the Reuters Global Energy Forum in New York, maintained that despite the current distortions currently being witnessed in the natural gas market, there will be a marked change between July and September.

“If we assume that the Strait (of Hormuz) is now open and will remain open, our view is actually that in the course of this next quarter we will begin to see some re-stabilisation in the market,” Mshelbila said.

The Allied Peoples Movement (APM) senatorial candidate for Oyo Central Senatorial District, Ambassador Olufemi Ajadi Oguntoyinbo, has congratulated the party leader in Lagelu Local Government Area, Chief Femi Falowo, on his installation as the Mogaji of Oloro Compound, Oje, describing the honour as a fitting recognition of decades of selfless service to his community and humanity.

Chief Falowo was formally installed by the Olubadan of Ibadanland, His Imperial Majesty, Oba Rashidi Adewolu Ladoja (Arusa I), at the monarch’s palace some months ago. The installation was celebrated on Sunday, June 28, 2026, at Oje Oloro, Oke-Ofa, in Ibadan North East Local Government Area of Oyo State.

The colourful celebration attracted traditional chiefs, political leaders, community stakeholders, family members, associates and well-wishers from within and outside Oyo State, who gathered to honour the newly installed Mogaji and celebrate his emergence as the head of the Oloro Compound.

Speaking with journalists during the event, Ambassador Ajadi described Chief Falowo’s elevation as a testament to his integrity, exemplary leadership and unwavering dedication to the progress of his people.

“The installation of Chief Femi Falowo as the Mogaji of Oloro Compound is richly deserved. It is a recognition of many years of sacrifice, commitment to community development and outstanding leadership. This honour reflects the confidence that his family, community and the traditional institution have in his ability to provide purposeful leadership,” Ajadi said.

According to the APM senatorial candidate, the Mogaji institution remains one of the strongest pillars of the Ibadan traditional system, serving as a vital link between families, communities and the revered Olubadan stool.

“The Mogaji title is much more than a ceremonial recognition. It comes with enormous responsibilities to promote peace, preserve our cultural heritage, strengthen family unity and ensure that the welfare of the people remains paramount. I have no doubt that Chief Falowo possesses the wisdom, character and experience to discharge these responsibilities with honour,” he stated.

Ajadi further urged the new Mogaji to continue using his position to unite the people, mentor younger generations and champion initiatives that would promote sustainable development across the Oloro community and Ibadanland as a whole.

He also commended the Olubadan of Ibadanland, Oba Rashidi Adewolu Ladoja, for sustaining the cherished traditional institution and ensuring that deserving individuals are recognised for their contributions to society.

“Our traditional institutions continue to play significant roles in promoting peace, preserving our rich cultural values and complementing government efforts in grassroots development. They deserve our collective support and respect because they remain custodians of our history, identity and heritage,” Ajadi added.

He prayed for divine wisdom, good health and a successful reign for Chief Falowo, expressing confidence that his tenure as Mogaji would usher in greater unity, progress and prosperity for the Oloro Compound.

Responding to the goodwill messages, Chief Falowo appreciated family members, friends, political associates and community leaders for their overwhelming support, pledging to justify the confidence reposed in him through dedicated service, fairness and commitment to the growth and development of the Oloro Compound and the larger Ibadan community.

The celebration featured traditional music, cultural performances and goodwill messages from dignitaries, highlighting the enduring significance of the Mogaji institution in preserving Ibadan’s unique cultural heritage and strengthening community leadership.

In response to the growing need for sophisticated, foolproof security in modern environments, tech innovator Pausepoint has officially unveiled its pioneering smart management ecosystem. Bridging the gap between software efficiency and physical security, the Pausepoint ecosystem offers a seamless, all-in-one solution that automates access control and secures gated residential communities, commercial office complexes, educational institutions, and private clubs across Nigeria.

Unlike generic software providers that only sell mobile applications, Pausepoint handles 100% of the heavy lifting. The company has officially launched a robust, integrated solution that directly supplies, engineers, and installs heavy-duty security hardware including automated turnstiles and high-speed boom barriers seamlessly linking them to their feature-rich cloud software.

Leadership Vision

Pausepoint is led by Founder and CEO Kazeem Oyelakin, a Cybersecurity Analyst and Co-founder, CTO Samheart. Together, they have championed a “hardware-first” philosophy, shifting the Nigerian security landscape away from manual, error-prone processes toward robust, automated systems.

Their mission is to replace “trust-based” manual security with immutable digital trails, ensuring that every residential and commercial space in Nigeria is empowered with enterprise-grade protection.

Legally Compliant, NDPC-Registered Data Protection

In an era where data privacy is paramount, Pausepoint sets a new regulatory standard for security technology in Nigeria. Pausepoint is fully registered with the Nigeria Data Protection Commission (NDPC) under the Nigeria Data Protection Act (NDPA). All visitor tracking data and transaction logs are encrypted and securely processed in strict compliance with federal data protection laws, giving administrators total peace of mind against legal liabilities or data leaks.

Total Gate Automation: From Supply to Installation

Pausepoint eliminates the stress of sourcing hardware from one vendor and software from another. The company provides a complete, end-to-end engineering service, including the importation of industrial-grade, weatherproof vehicular boom barriers and pedestrian turnstiles, and professional on-site installation by a dedicated team of engineers.

Moving Beyond Outdated Security: The Risk of “Call-to-Access”

Many estates still rely on manual paper logbooks and “call-to-access” protocols, where guards grant entry based on a phone call or a verbal request. This traditional method creates significant, preventable security vulnerabilities:

Zero Visual or Identity Verification: Phone-based systems offer no way to confirm who is actually at the gate, making it easy for unauthorized individuals to manipulate guard-resident trust.

Lack of Audit Trails: Verbal authorizations leave no digital footprint. If an incident occurs, there is no record of who authorized an entry or when, making investigations nearly impossible.

Human Error and Guard Fatigue: Relying on guards to manage phone traffic and manual logs is prone to bribery, distraction, and error. This “trust-based” system remains the weakest link in any perimeter defense.

The Pausepoint Difference: By transitioning to the Pausepoint ecosystem, you replace unreliable verbal approvals with Hardware-Linked Visitor Management. Every entry is validated by a secure, time-bound digital token (QR or OTP). The physical hardware validates the data and opens automatically, eliminating manual typing, phone calls, and gatehouse congestion.

Pausepoint App: Core Security Features

The Pausepoint mobile app serves as the digital “brain” of the security ecosystem, offering several key features:

• Hardware-Linked Visitor Management: Generates secure QR codes or OTP tokens for guest entry while creating an unalterable digital log.
• Automated Cloud Logbook: Automatically timestamps all entries and exits to eliminate falsified paper logs.
• Integrated Payment Gateway: Collects dues and automatically restricts gate access for accounts with outstanding debts.
• Instant Panic Button: Triggers crisis alerts with exact locations to all security personnel.
• Direct Intercom Portal: Enables secure, private communication between residents and the front gate without sharing phone numbers
• Vetted Artisan Directory: Tracks and verifies registered service providers working within the community.

Beyond Residential: Securing Every Community

While Pausepoint has set the gold standard for residential security, the ecosystem is built to meet the rigorous demands of various sectors:

• Schools & Universities: Protecting campuses with automated student and staff access control and providing real-time arrival logs.
• Commercial Hubs & Office Parks: Streamlining visitor check-ins and managing high-traffic entry points with audit-ready digital logs.
• Private Clubs & Recreational Facilities: Ensuring exclusive and seamless entry for members while maintaining high-end, discreet security standards.

As communities seek robust solutions against rising insecurity, implementing integrated hardware-software management systems like Pausepoint offers a proven path toward total property oversight and peace of mind.

Pausepoint is a leading Nigerian prop-tech and physical security automation provider. The company specializes in deploying smart management software integrated with premium access control hardware, helping residential communities, commercial businesses, educational institutions, and private clubs migrate seamlessly into the digital future.

By Ugo Aliogo

Nigerian entrepreneur Opeyemi Adebowale, founder of C K Afrique Ltd, has announced a three-city expansion of the Afroluxe Tradefair in the UK. This expansion aims to establish a new commercial network for Black-owned businesses and cultural enterprises.

The multi-city tradefair will commence its upcoming schedule in Sunderland on July 4th, followed by stops in Bristol on September 5th and Hartlepool on November 1st.

Opeyemi founded the platform to directly address the systemic growth obstacles African and black-owned businesses encounter in the British market. This includes specifically targeting the lack of mainstream commercial visibility and corporate networking opportunities.

“Afroluxe is bigger than a market and bigger than a one-day event,” Opeyemi said. “We are building a space where businesses gain visibility, communities connect, and people discover opportunities that can transform their future.”

According to Opeyemi, the core objective of the multi-city tour is creating a repeatable economic blueprint for smaller vendors who lack heavy marketing budgets.

“There are brilliant entrepreneurs from Nigeria and across Africa who simply need to be seen,” Opeyemi said. “Afroluxe gives them the platform to showcase their work and scale. Visibility is important, but connection is even more powerful. We want vendors to leave with new customers, new partners, and new confidence.”

Several prominent diaspora business networks and local enterprise organisations have supported the initiative, including Hallmark HMO (based in Nigeria), Bukie Signature Consulting Limited, the Nigerian Community in Sunderland, Edge Rise Consultancy, African Tunes on Spark FM Sunderland, and Snow Multimedia.

Bukie Adebola-Ezeh, a UK-based business consultant, said that the structured trade fair framework offers critical institutional support that independent entrepreneurs frequently struggle to find when operating alone.

“Platforms like this are essential,” Adebola-Ezeh said. “They give entrepreneurs especially Nigerians the exposure and community backing they often struggle to find.”

Local representatives from the Nigerian community in Sunderland added that the upcoming dates will serve as a practical mechanism for long-term economic participation and regional trade integration.

By connecting local entrepreneurs directly with regional investors and broader consumer bases in Tyne and Wear, Bristol, and County Durham, the Afroluxe itinerary is positioning itself as a sustainable business ecosystem rather than a series of isolated pop-up markets.

“We are not trying to be just another event organiser,” Adebowale said regarding the 2026 expansion. “We are building a movement that helps businesses grow, communities prosper, and future generations see what is possible.”

Civil society organisations under the aegis of the United Against Terror Movement (UATM) have commended the Department of State Services (DSS), the Nigerian Armed Forces, the Nigeria Police Force and other security agencies for what they described as renewed professionalism in the fight against terrorism, while urging them to sustain the momentum through transparency, accountability and strict adherence to the rule of law.

The group said the DSS had strengthened public confidence in democratic institutions by prioritising the arrest, prosecution and conviction of terrorism suspects through the judicial process instead of resorting to extrajudicial measures.

Addressing journalists in Abuja on Saturday during a press conference themed “Nigerians Unite Under #UnitedAgainstTerror: A Call for Peace, Solidarity and Decisive Action,” the Convener of the movement, Mr. Okai Austin, said recent operational successes recorded by security agencies demonstrated a growing commitment to professionalism and respect for the rule of law.

Austin commended the DSS for embracing due process in its operations, noting that the agency’s approach had enhanced public trust in Nigeria’s security architecture.

He also praised the Nigerian Armed Forces, the Nigeria Police Force and local vigilante groups for their sacrifices in tackling insecurity across the country, particularly applauding the military for successful rescue operations and improved collaboration with community-based security outfits.

According to him, the DSS has undergone significant institutional reforms, with greater emphasis now placed on arresting suspects, handing them over for prosecution and allowing competent courts to determine their guilt or innocence.

He cited the recent release and compensation of a farmer allegedly wrongfully arrested by the DSS in Kaduna State as evidence of the agency’s commitment to accountability and institutional reforms.

Austin urged the military and the police to adopt similar operational standards to strengthen inter-agency cooperation and reinforce public confidence in the country’s security institutions.

While acknowledging recent gains in the fight against terrorism, he warned that insecurity remained a major national challenge, calling on military commanders and political leaders to intensify intelligence-driven operations aimed at dismantling terrorist networks across the country.

He urged Nigerians to resist attempts by criminal groups to exploit ethnic and religious differences, stressing that an attack on any Nigerian should be regarded as an attack on the entire nation.

Austin also appealed to citizens at home and in the diaspora to support the #UnitedAgainstTerror campaign by providing credible intelligence to security agencies, saying effective collaboration between citizens and security agencies would deny terrorists the secrecy they rely on to plan and execute attacks.

Also speaking, a member of the movement, Mr. Okpanachi Jacob, cautioned against the indiscriminate dissemination of sensitive security information, warning that intelligence leaks could undermine ongoing security operations.

He advised Nigerians to channel security-related information directly to the appropriate authorities rather than publishing such details on social media and other public platforms.

Jacob further called on the federal government to strengthen oversight of funds allocated to states and local governments, arguing that prudent management of public resources would help tackle poverty, unemployment and other socio-economic conditions that fuel insecurity.

The UATM reiterated its call for stronger collaboration between citizens and security agencies, maintaining that a united national response remains critical to defeating terrorism and safeguarding the country’s peace and stability.

The Allied Peoples Movement (APM) Senatorial candidate for Oyo Central Senatorial District, Ambassador Olufemi Ajadi Oguntoyinbo, and his ally, the party’s stalwart in Oyo Central, Hon. Arowosaye Saheed Adeyemi, popularly known as AROSAD, joined traditional rulers, political leaders, cultural enthusiasts and hundreds of residents on Saturday at the colourful 2026 Eyeba and Siaba Egungun Festival held in Oyagbe, Oyo Town.

The annual festival, hosted by Iyalode Ayoke Olorisa, celebrated the rich cultural and spiritual heritage of the Yoruba people under the theme, “Bibo Gbogbo Orisa,” a traditional gathering dedicated to the veneration of Yoruba deities, including Sango, Ogun, Osun and other Orisa revered across Yorubaland.

Held at Oke-Olola Grammar School, Oyagbe, the event attracted a large audience from within and outside Oyo State. The atmosphere came alive with colourful masquerade displays, traditional drumming, cultural dances and prayers for peace, prosperity and unity.

Popular Ibadan-based Fuji musician Alhaji Taiwo Akande Adebisi, widely known as Taye Currency, thrilled guests with electrifying performances that kept the crowd entertained throughout the celebration.

Speaking with journalists shortly after the event, Ambassador Ajadi described the Egungun Festival as one of the enduring symbols of Yoruba identity and urged governments at all levels to give greater attention to the preservation and promotion of indigenous cultural heritage.

“Our culture is our identity. Festivals like this remind us of where we come from and the values that have kept our communities united for generations. We must continue to preserve these traditions because they promote peace, tourism, economic opportunities and cultural education for younger generations.”

Ajadi commended Iyalode Ayoke Olorisa for sustaining the festival and ensuring that Yoruba customs are passed from one generation to another.

“I congratulate Iyalode Ayoke Olorisa and every stakeholder who has continued to keep this cultural institution alive. Their commitment deserves recognition because cultural festivals strengthen social cohesion and attract visitors who contribute to the local economy.”

The APM senatorial hopeful also pledged continued support for initiatives that promote cultural tourism, youth engagement and community development across Oyo Central Senatorial District.

“As leaders, we have a responsibility to support programmes that preserve our heritage while creating opportunities for our people. Culture should not only be celebrated; it should also become a source of economic empowerment through tourism, creative arts and local enterprise.”

Hon. Arowosaye Saheed Adeyemi (AROSAD) equally praised the organisers, describing the festival as a symbol of the unity and resilience of the Yoruba people.

He urged young people to embrace their cultural roots while pursuing education and innovation, noting that preserving tradition does not conflict with modern development.

Host of the event, Iyalode Ayoke Olorisa, thanked political leaders, traditional worshippers, community members and visitors for honouring the invitation, saying the annual festival remains a platform for promoting peace, unity and respect for Yoruba customs.

She explained that the Eyeba and Siaba Festival has continued to grow in popularity because of the collective commitment of devotees and community leaders to preserving the spiritual and cultural values of the Yoruba race.

The event featured spectacular masquerade processions, traditional rites, cultural performances, prayers, music and goodwill messages from invited guests, making it one of the biggest cultural gatherings in Oyo Town this year.

Observers described the presence of Ambassador Ajadi, Hon. Arowosaye Saheed Adeyemi (AROSAD) and other political leaders as a demonstration of growing support for the preservation of Yoruba cultural heritage and community-based festivals across Oyo State.

Global mobility and urban services platform, inDrive has successfully captured the imagination of Lagosians through its search for the city鈥檚 first-ever Chief Wahala Officer (CWO), a first-of-its-kind initiative designed to celebrate the resilience, ingenuity and adaptability required to navigate life in Nigeria鈥檚 commercial capital.

Lagos is a city defined by movement, ambition, and relentless energy. Its vibrant rhythm is powered by millions of people navigating busy schedules, dynamic commutes, and the everyday unpredictability of urban life. From navigating traffic to coordinating rides and deliveries, Lagosians face moments of 鈥渨ahala鈥� with the resilience and determination that keep the city moving.

Recognising this shared experience, inDrive launched the Chief Wahala Officer hiring campaign as a creative and culturally relevant feedback to the everyday challenges faced by commuters, entrepreneurs and residents across the city. More than a marketing initiative, the campaign positioned the CWO as the ultimate Lagos problem-solver, a relatable figure whose resourcefulness, reliability and determination mirror the qualities needed to thrive in one of Africa鈥檚 busiest urban centres.

At the heart of the campaign is the demonstration of how inDrive鈥檚 unique platform features, including fare negotiation, driver and courier selection, and real-time ride and package tracking, empower users with greater transparency, flexibility and control over their transportation and delivery needs.

The campaign鈥檚 impact was immediately visible through a strategic offline rollout that transformed key locations across Lagos into conversation starters. Massive billboards appeared across major traffic corridors and high-footfall areas, introducing residents to the concept of a 鈥淐hief Wahala Officer鈥� and sparking widespread curiosity. Featuring witty and relatable references to everyday Lagos experiences, the outdoor campaign quickly resonated with commuters who saw their daily struggles reflected in the messaging.

Blogs also carried the campaign online, documenting public reactions and driving conversations across digital platforms, where Lagosians enthusiastically debated who truly deserved the title of the city鈥檚 ultimate wahala manager.

As public awareness grew, the campaign entered its most engaging phase: the nationwide search for Lagos鈥� first Chief Wahala Officer.

Lagosians responded with overwhelming enthusiasm, flooding social media with creative, humorous and highly relatable video submissions that showcased their ability to navigate the unique challenges of city life. Using the hashtag #inDriveCWO and tagging @indrive.ng, participants shared personal stories, comedic skits and demonstrations of their problem-solving abilities in situations ranging from surviving gridlock traffic to coordinating urgent deliveries across the city.

The competition has been particularly intense due to the highly attractive rewards attached to the title.

Following an overwhelming response from Lagosians, KieKie has officially emerged as inDrive鈥檚 First-Ever Chief Wahala Officer. As the winner of the campaign, she receives the official Chief Wahala Officer title with other perks.

Two top applicants were also rewarded with cash prizes of up to 鈧�1,000,000.

More than a competition, the Chief Wahala Officer hiring campaign offered participants a unique opportunity to become the face of one of Lagos鈥� most talked-about initiatives, celebrating the creativity, resilience and humour that Lagosians bring to everyday challenges.

Beyond its entertainment value, the campaign represents a deeper understanding of the realities of urban life in Lagos. By transforming common frustrations into moments of humour, creativity and community participation, inDrive has created a campaign that feels authentic to the people it seeks to serve.

The initiative reinforces the company鈥檚 commitment to putting users at the centre of its brand narrative while highlighting the practical solutions its platform provides to everyday transportation and delivery challenges.

With KieKie now officially crowned inDrive鈥檚 First-Ever Chief Wahala Officer, her work is just beginning. Lagosians are now being invited to submit their real ride-hailing and delivery wahalas directly through the inDrive app for a chance to have them solved by the Chief Wahala Officer herself. KieKie will spotlight real user stories, surprise selected participants, and work with inDrive to turn everyday moments of frustration into moments of relief. After all, a city as dynamic as Lagos deserves a Chief Wahala Officer who is not just wearing the title, but getting to work.

Founder and Chief Executive Officer of Tranons Luxury Ventures, Uju Tracy Benson-Nwawulu, is gaining recognition for her contributions to Nigeria’s fashion industry.

Tranons Luxury Ventures, established with the vision of redefining luxury fashion, has become known for its bespoke and sophisticated outfits designed for clients who value elegance, quality, and individuality.

The brand specializes in creating custom-made fashion pieces that reflect attention to detail, superior craftsmanship, and contemporary fashion trends.

Speaking on the philosophy behind the brand, Benson-Nwawulu said Tranons Luxury Ventures is committed to producing bespoke fashion pieces and luxury lifestyle products for men and women while promoting excellence through quality materials and innovative designs.

Beyond clothing, the company has expanded its operations to include a fashion academy aimed at developing skills and creating economic opportunities for young people interested in fashion and entrepreneurship.

The Tranons Fashion Academy has trained aspiring designers and tailors, equipping them with practical knowledge needed to succeed in the fashion industry.

According to her, the company’s vision is to create a world where fashion blends excellence with cultural heritage, ensuring that every garment tells a story of creativity, elegance, and sophistication.

The company, Tracy disclosed also aims to play a leading role in nurturing future talents within the fashion industry.

Tranons Luxury Ventures has continued to attract the trust of numerous celebrities, business leaders, influencers, and public figures. The personalities includes the popular nollywood actor Richard Mofe-Damijo (RMD), Obi Cubana, late Alex Ekubo,
Don Jazzy, IK Ogbonna, Bryan Okwara, Charles Okocha, Kiddwaya, Jowi Zaza, Mune Vintage, Teka
AY and Larry Gaga.

Others were Anyi Dons, Funny Bone,
Ogbuefi I go Talk, Cubana Chief Priest, Buchi comedian and Super Eagles Forward Paul Ebere Onachu, White Money, Pastor Kingsley Okonkwo of Dcc Church
Zubby Michael, Bella Shmurda, Emmanuel Ikubese, all seeking premium fashion products and personalized services.

Benson-Nwawulu’s entrepreneurial journey has also been marked by efforts to promote empowerment and skill acquisition, particularly among women and young people, through various training and mentorship initiatives.

As the fashion sector continues to evolve, Tranons Luxury Ventures remains focused on innovation, quality craftsmanship, and talent development, positioning itself as one of the emerging brands contributing to the growth of Nigeria’s luxury fashion industry

Fadekemi Ajakaiye

Leading real estate company, HAFBAM Properties Limited, has further strengthened its growing profile on the continental stage as its Managing Director, Mrs. Hafsah Balogun Omotoso, clinched the prestigious “Most Dynamic Real Estate CEO of the Year 2025/2026” award.

The honour was bestowed on her at the 14th Pan African International Annual Conference and Awards held at Oriental Hotels and Towers, Lagos, in recognition of her outstanding contributions to the real estate industry through innovation, professionalism and ethical leadership.

The award is also seen as a testament to HAFBAM Properties’ unwavering commitment to integrity, transparency and excellence in providing genuine property investment opportunities to individuals and families within and outside Nigeria.

Over the years, the company has built a reputation for delivering seamless and rewarding property ownership solutions while creating wealth-building opportunities for investors and prospective homeowners.

Speaking shortly after receiving the award, Omotoso dedicated the recognition to God, her family, clients, employees and business partners for their support and confidence in the vision of the company.
According to her, the honour serves as an inspiration to continue pushing the boundaries of excellence in the real estate sector.

“This honour belongs first and foremost to Almighty Allah, whose mercy and favour have brought us this far. We remain grateful to everyone who has believed in our vision and entrusted us with one of the most important decisions of their lives,” she said.

She noted that the recognition was not the culmination of the company’s efforts but rather a call to dream bigger, serve better and continue setting higher standards for the industry.

“We are honoured to be representing Nigeria on the continental stage, but this is only the beginning. By the grace of Allah, HAFBAM Properties will continue to expand its impact, empower more families through real estate and build a legacy that generations will be proud of,” she added.

Industry stakeholders believe the latest recognition further consolidates HAFBAM Properties’ position as one of Africa’s emerging real estate brands and highlights the increasing influence of Nigerian firms in shaping the future of the continent’s property sector.